What if I prearrange and pay for my funeral and my children want to change it when I die?
Arrangements can always be changed, you are never locked in.
What if I prepay my funeral and then move out of New Jersey?
In NJ you control your prepaid funeral money. The funds can be transferred to any funeral home, in any state, at any time you choose. You are never locked into the funeral home you pre-paid.
If we prepay our funeral is that price guaranteed?
Prices usually go up. But many times the interest earned will offset price increases. The outside charges of cemetery or crematory fee's, obituaries, clergy and death certificates are outside the funeral homes control. They are seperate businesses.
If we prepay our funeral, what happens to our money if the funeral home goes out of business?
In N.J. your money is safe. N.J. does not allow the consumer to prepay the funeral home directly. Prepaid funerals must be deposited in either a paid-up insurance product or a pooled trust fund. Either funding vehicle is controlled by the consumer, earning interest and transferable to another funeral home [...]
If I want to make my funeral arrangements, do I have to prepay at the same time?
No. Many people just make their pre-arrangements, thus providing all their biographical information, service choices and merchandise selctions and family contact information. This is then put on file at the funeral home, which does take alot of pressure off your family at the time of death, leaving them more time [...]
Can we stop someone from attending a viewing?
Yes and No. If there is a public obituary indicating the services at a funeral home, the answer is no, you have informed and invited them. If there is no obituary and the services are private then yes, it is only who you invited. However, if it is immediate family [...]